Insurance Information
Insurance
We accept and honor
most PPO dental insurance plans. Please call our office for more details at: (562)
597-4500
Payment Options
For your convenience, we also accept the following major credit cards as well as
cash:
Insurance FAQ
What’s the difference between
Indemnity, PPO, HMO, & Discount insurance plans?
- Indemnity or Traditional Insurance reimburses members or dentists at the
dentist’s UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to
any
dental office without being limited to a panel.
- PPO (Preferred Provider Organization) is the most common form of
insurance. They provide members with a list of participating dentists to choose
from. The
dentists on this list have agreed to a lower fee schedule, which provides you with greater cost
savings. They also assist with insurance billing.
- HMO, also known as capitated or prepaid insurance, was designed to
provide
members with basic care at the lowest rate. Participating providers receive a monthly
capitation
check for patients assigned to the office. This amount is only a few dollars and is
intended to
offset the administrative costs. HMOs generally don’t pay for services rendered.
Fees are
usually greatly reduced, but the patient is solely responsible for paying the doctor.
- Discount Plans simply consist of a panel of dentists that have
agreed to a
reduced rate, with the subscriber being solely responsible for the entire portion. There is no
billing or annual maximums.
What’s a covered
benefit?
- Treatment that is recommended by a dentist, is listed on the fee
schedule, and
accepted under the terms of your group’s plan.
What’s optional
treatment?
- Treatment that is either not listed on your fee schedule or more than
the
minimum to restore the tooth back to its original function.